March, 2005
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What Is My Car Worth?
by Graeme Sprigge

Protect Your Car From Road Salt
by Marilyn Pokorney

The Latest Mercedes Car Technology
by Jenny McLane
Contents  >  Your Auto  >  Your Auto II

Stop Wasting Money When You Fill Your Car Up With Gas
by Tim Gorman

It's no big secret - gas prices are rapidly rising. For many consumers this can lead to serious financial problems. This article will give you some tips, guidelines, and basic advice for helping you keep reduce the amount of money that you spend each week filling up your vehicle.

If you're like the average driver then you can expect to put 15,000 miles on your vehicle every year and average about 20 miles on a gallon of gas. What this means is that for every 10 cents that gas prices rise you can expect to spend an extra $75 a year. Unfortunately you can't control the price of gas however, you can change some driving/car habits that will allow you to save money every time you visit a gas pump.
























The biggest money waster when it comes to purchasing gasoline for your car is determined based on how well you maintain your vehicle. Since your automobile only uses 15% of the gas you pump into it with the rest expended for various other reasons in behooves you to take care of your car. Always perform the regularly scheduled maintenance on your vehicle in order to keep it running smoothly and most importantly efficiently. This will allow it to use the gasoline you put into it more economically and allow your car to become more pocketbook friendly.

Sometimes it pays to be a smart gasoline shopper. What that means is to keep your eyes open in order to spot the lowest advertised price at gas stations as you do your normal daily driving routines. I'm not advocating that you actively go search for the cheapest gas since this will increase the amount of miles you drive and end up actually costing you more money then you would save. Just be a conscious observer and when you spot a cheaper price for gas then you would normally pay feel free to stop and fill your car up.

One of the ways that you can save more money at the gas pump is by using a gasoline credit card. Normally when you use a gasoline card you receive a 5 or 10 percent rebate back on the purchase of your gas. This rebate can be significant and can add up to anywhere from $75 to $300 in a given year. Of course the amount is dependant on the number of times you fill up and requires you to consistently use your gasoline card for all gas purchases.

Here's a good money saving tip for you scientific types out there in driving land. Gasoline becomes denser in colder temperatures. Gas pumps are set to measure the volume of the fuel that you pump and not the density. This means that if you fill up your gas tank in the cooler morning temperatures, or in the colder evening hours, that you'll be getting better gas price economy.

In some cases you can search the Internet for the lowest gas prices. This can be very helpful if you're planning a trip that requires a long drive. Use the Internet to find the lowest costing gas along the route you will be taking to get to your destination.

These were just a few quick tips and ideas to help you save a little more of your hard earned paycheck every time you fill your car up with gasoline. Look for part 2 of this article with even more money saving gasoline tips.

About the Author
Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides insurance information and offers discount auto, life and home insurance that you can research in your pajamas on his website.  Other websites operated by Tim Cellular-Phone-Solutions.com - Free information and resources regarding cell phones and cell phone plans.  Military-Loans-Online.com  Which provides free money saving loan quotes on all of your loan needs to include home equity loan information.
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Women and Buying
New And Certified Pre-owned Cars

by Lauren Fix, The Car Coach®
Your Life! Auto Advisor

A car dealership can be an intimidating place for many of us, especially for women who have felt out-of-place. But that's changing.

With abundant information on prices and options available through the internet, women are more empowered. According to sales consultants, more women are doing research online and returning to dealerships knowing exactly what they want.

With women making 45 percent of vehicle purchases and influencing 80 percent of purchasing decisions, automakers are taking steps to lure more female car buyers. Manufacturers are training their dealers who are adding women to their sales staffs to give female buyers a better experience when looking for a car.

CHECKLIST (print this list and take it with you)
What You'll Need and When You'll Need It.
Before you even begin your search, print out this helpful checklist and you won't forget a thing.

Test -Drives: Cars and The Dealer
Ask for a test-drive that's customized for you:

    * Test drive the model that you're thinking about buying
    * Begin with a visual inspection of the exterior
    * Inspect the interior for proper fit of components such as
      arm rests to your body
    * Be sure the safety belt feels comfortable.
    * Make sure all interior controls are within easy reach.
    * Gauges are clearly visible and easy to read
    * Be certain that your feet comfortably reach the pedals
    * The driver's seat should provide a good view of the road with proper back and thigh support -visibility is most important.
    * Check for good pickup, smoothness of ride and the ability to handle bumps and curves
    * Check the rearview mirror for tailgaters, then brake hard to get a feel for how the vehicle comes to a stop.
    * Take the car out on the freeway, check acceleration from the entrance ramp to the high-speed lane
    * Check the noise level at highway speeds.
    * Drive some of the usual roads that you drive.
    * Try parking the vehicle in a tight parking spot to get a feel for turning radius.
    * Test drive the vehicle for as long as you need to - don't feel pressured to drive a certain designated route the sales consultant has designed.

Make sure the dealership deserves your business:
    * Do the dealer and his or her team of people listen to you?
    * Are they prompt, courteous and thorough in responding to your needs?
    * Does the physical appearance of the showroom, team and products convey a feeling of professionalism and quality?
    * Do you get the sense that the salesperson has been properly trained and really knows what he or she is talking about? If not, ask for another salesperson.
    * Are you made to feel that the dealership and its team really care about your concerns?

Ready To Negotiate, Outfit and Protect Your Vehicle?
If you've decided to purchase, do your homework, know what you deserve and what to expect:

    * Know the value of your trade-in: check the internet for values at intellichoice.com and check the classified ads to know what similar vehicles are selling for in your area.
    * Know what you want and what it's worth, build your vehicle and compare the price of different brands on internet web sites.
    * Know what your dealer can do for you: they may have to check with their manager to answer your questions. Before negotiations come to an end, make sure to ask if "that's the best they can do." Be prepared to walk out if necessary.
    * Know what accessories you want and which ones you need. Decide if you want them installed at time of purchase and how it affects the warranty.

If you consider a service contract, know the background of the company insuring and administering the service contract: This is for used cars - new cars include some protection and some roadside assistance plans.

    * Find out what factory warranty covers and don't purchase any additional coverage unless this is a used car and there is no factory warranty left.
    * You do not have to have the vehicle serviced at that dealer, you can choose another dealers or and independent service location of your choice.
    * Do you understand all the terms and conditions, including whether or not you will be required to have any maintenance performed or to pay a deductible each time the vehicle is repaired?
    * Who is the company doing the maintenance in the contract - it may not be the dealer - read the small print.
    * Certified pre-owned vehicles may have transferable warranties for a small fee.
    * Even is you lease a vehicle, it is still your responsibility to "Be Car Care Aware  and maintain that vehicle. If you don't, when you trade in the lease you will receive and expensive bill for maintenance that was neglected. Follow the service schedule.

When you select your auto insurer:
    * Financial strength - this can be the dealer or your favorite lending institution.
    * Original equipment replacement parts - Select a company that insists on original equipment parts, not aftermarket low quality knockoffs, to repair your car.
    * Convenient sales and service - Many of the best insurance companies are easy to contact through 24-hour claims service. And some offer the ability to manage your policy and make payments online.
    * Look for companies that enable you to cancel your current policy at any time and get a prorated refund.
    * Check with whoever handles your homeowners insurance they usually offer a discount for signing on your car.

Delivery Day
You should receive a thorough explanation of how to operate such equipment as:

    * The heater, heated seats, air conditioning and ventilation
    * Sound system and clock
    * A child safety seat and how to install it
    * Anti lock brakes, traction control and new technologies
    * Navigational systems tire pressure sensors, etc.
    * The hood and trunk release, the tire jack and how to properly use it.

At the very least, you should receive the following at the time of delivery:
    * Two sets of keys
    * Copy of the title
    * Vehicle registration (may be temporary)
    * Copy of the purchase or lease agreement with mile overage fees
    * Vehicle warranty
    * Tire warranty
    * Service contract, if applicable
    * The owner's manual and glove box information

Before you leave the dealership, meet the service manager or his representative, and request a tour of the service department:
    * Is it clean and organized?
    * Inquire about the procedures for bringing in your vehicle if there is an issue.
    * Is the diagnostic equipment state-of-the-art?
    * Be sure to ask for a review of your vehicle's scheduled maintenance requirements - when to change oil and filters, spark plugs, transmission fluid, etc. as described in your owner's manual
    * This is a good time to schedule your first maintenance appointment
    * Inquire about the availability of loaners, rental vehicles and shuttle service for those times when you may be without a vehicle due to maintenance or repairs
    * A thorough tour of the dealership is important.

In the end you still have to remember the basic maintenance is your responsibility even if you lease a vehicle. Sometimes we forget to take care of our new vehicle and then we trade them in at the end of a lease to receive a very large bill. Be sure to review the maintenance schedule and remind yourself in your scheduler or PDA.

Learn more about Lauren Fix at www.laurenfix.com
Tune in to the DIY Network and watch co-host Lauren Fix on Talk Automotive.  She and fellow host, Steve Ford, will answer all your automobile questions on a wide variety of topics from care safety, to maintenance, to hard-to-find car products!  Don't miss it!
What Is My Car Worth?
by Graeme Sprigge

The question you ask when selling your car is, 'How much is it worth?' Well this question is actually incomplete. You have to add three parts and you get three different answers.

How much is it worth when I sell it to a:

   1. Dealer

   2. Private individual

   3. Dealer as a trade-in

You can answer these 3 questions by going to online valuation web sites such as: Kelly's Blue Book in the United States or The Red Book in Australia. You can get these prices for free.

The other way to value your car is to see how much they are going for in the classifieds.

Neither one of these ways is entirely accurate for the following reasons.

   1. Classifieds may have only one or two cars of your type and they could be overpriced or underpriced. The quality of your estimate depends on getting a good range. It's a good idea to check the prices over several weeks if you can.

   2. Online Valuation services may have inaccuracies for particular models and should not be relied on exclusively, just because they seem to be the authorities. Their valuation is only as good as the data they have to go on. Since a large number of transactions bypass their data collection you can only consider it an estimate. It could be out by as much as $1000 easily.

   3. Seasonal demands influence the prices of cars. Convertibles sell for higher prices in the summer time. These swings can exceed the ranges given in valuations.

There is one more factor that overides all the above. The final price you get is not it's worth. It's worth is it's value. A good, reliable car with no rust, that has been maintained can be sold for more money. It is worth more than a newer car that has been poorly maintained. If you have such a car then you absolutely can sell it for a good price because you are giving value for money.

About The Author
Graeme Sprigge
www.90minutecarsalesman.com
Graeme Sprigge is the author of The 90 Minute Carsalesman and lives in Sydney, Australia. His professional background is residentential direct sales in the telecommunications and energy sectors. He now writes books and buys and sells cars for profit. He is currently working on developing joint venture partnerships with related businesses.
The biggest money waster when it comes to purchasing gasoline for your car is determined based on how well you maintain your vehicle.